Greater Moncton · New Brunswick

Physician mortgages in Moncton.

Moncton is New Brunswick's fastest-growing city with a bilingual hospital network and a simple 1% property transfer tax. Affordable entry for physicians.

Moncton in short

Moncton is New Brunswick's fastest-growing city, with The Moncton Hospital and Dr. Georges-L.-Dumont University Hospital Centre. New Brunswick charges a Real Property Transfer Tax of 1% of the greater of price or assessed value, about $3,800 on a $380K home, far below central-Canada land transfer tax.

~$3,800
NB RPTT on a $380K home
1% of price or assessed value
Bilingual
Hospital network
Anglophone and francophone teaching sites
5-10%
Physician program down payment
Owner-occupied principal residence
01

The Moncton physician market.

Moncton is New Brunswick's fastest-growing city and a bilingual medical hub, served by The Moncton Hospital and the francophone Dr. Georges-L.-Dumont University Hospital Centre. A simple 1% Real Property Transfer Tax and low prices make it an affordable entry point for physicians.

Market (as of)Early 2026
ConditionAffordable, growing
Approx. priceRoughly $320K-$390K all types

One of the most affordable physician markets in Canada, with both anglophone and francophone teaching hospitals.

02

Closing costs: nb real property transfer tax (1%).

NB Real Property Transfer Tax (1%)
New Brunswick charges a Real Property Transfer Tax of 1% of the greater of the purchase price or the assessed value. On a $380,000 home that is roughly $3,800, far below Ontario or BC land transfer tax on a comparable purchase.
03

Why Moncton physicians use a specialist.

  • A simple 1% Real Property Transfer Tax keeps closing costs low.
  • Both anglophone and francophone teaching hospitals serve the region.
  • Among the most affordable physician markets in Canada.
  • Projected-income qualification helps new attendings buy early.
04

Teaching hospitals in Moncton.

We work with physicians across Moncton’s teaching network, from residents and fellows to attending and incorporated staff.

The Moncton Hospital (Horizon Health)View page
Dr. Georges-L.-Dumont University Hospital Centre (Vitalite Health)
FAQ

Moncton physician mortgage questions.

How much is land transfer tax in Moncton?01

New Brunswick charges a Real Property Transfer Tax of 1% of the greater of price or assessed value. On a $380,000 home that is roughly $3,800, far below Ontario or BC.

Is Moncton a good market for physicians?02

Yes. Moncton is affordable and fast-growing, with both anglophone and francophone teaching hospitals and a low 1% property transfer tax.

Nearby markets
Halifax St. John's

Prices and payment examples are estimates for planning only. Your actual numbers depend on income, down payment, debt, credit, location, and current lender pricing.

Moncton physicians

A Moncton mortgage, structured around your medical career.

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