Craig Austin

Ontario mortgage agent for physicians across the Greater Toronto Area, Halton, Hamilton and Kitchener-Waterloo. Founder of Craig Austin Mortgage Group and host of The Mortgage Secrets Podcast.

Lic. #M19001164Mortgage Agent, Level 2

FSRA #13691Tango Ontario

GTA to WaterlooOntario

Craig Austin, mortgage agent for physicians in Ontario, founder of Craig Austin Mortgage Group

Clear answers and a plan that fits your life.

I work with physicians to make mortgage decisions feel clear and manageable. My approach is simple: understand what matters to you, explain your options in plain language, and help you build a plan that fits your life.

Whether you are buying a home, renewing your mortgage or considering a refinance, I look beyond the monthly payment to the costs, the flexibility and the longer-term implications. Penalty math, rate structures, amortization trade-offs and lender differences all turn into decisions you can actually make.

I keep the process personal, with clear communication and practical guidance from the first conversation onward. When I am not working on files, I host The Mortgage Secrets Podcast.

What I help physicians with.

Buying a homeA purchase set up around how you are paid, from a first home during training to a move-up home in practice.

Renewals and switchesYour lender’s offer compared with what you could get elsewhere, before you sign the next term.

Refinancing and home equityBorrowing against your home, with the penalty and the longer-term cost worked out first.

Self-employed incomeFee-for-service and locum income presented so the lender sees what you actually earn.

Bridge financing and investment propertiesBuying before you sell, and financing a rental separately from the home you live in.

Licensed in Ontario.

FSRA licence: Mortgage Agent Level 2, #M19001164Issued by the Financial Services Regulatory Authority of Ontario. A Level 2 agent can arrange mortgages with every type of lender, including private lenders.

Brokerage: Tango Ontario, FSRA #13691Craig Austin Mortgage Group operates under Tango Ontario.

Where I workPhysicians across the Greater Toronto Area, Halton Region, Hamilton and Kitchener-Waterloo. I work alongside Jeff Mudrick and Emily Mudrick on the Ontario team. Physicians in BC and Alberta work with Taylor Atkinson.

Where to start.

Residents and fellows

Incorporated physicians

Self-employed physicians

Renewing your mortgage

Physician investors

Grade my mortgage

Physician mortgages in Canada

All physician tools

Talk to us

Jeff, Emily, Taylor and Craig

Mortgage agents and brokers
Ontario, BC and Alberta

Want to talk it through with Craig?

Tell us what you are planning and we'll set up a call. You leave with a clear picture of your options and the costs behind each one.

Get started Read the guides first

experts@physicianfinancing.ca 416-628-9682

Jeff Mudrick, Lic. #M21001275Emily Mudrick, Lic. #M26000497BRX Mortgage Inc., Lic. #13463Taylor Atkinson, Licence #MB600364Craig Austin, Lic. #M19001164, Tango Ontario, FSRA #13691