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The Moncton Hospital

Mortgage strategy for physicians at Horizon Health's Moncton site, in New Brunswick's fastest-growing city, with a simple 1% property transfer tax.

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City
Moncton
Region
Greater Moncton
Affiliation
Horizon Health / Dalhousie
Context

Why TMH physicians need a different mortgage path.

The Moncton Hospital, part of Horizon Health, anchors anglophone acute care in New Brunswick's fastest-growing city, alongside the francophone Dr. Georges-L.-Dumont centre. A simple 1% Real Property Transfer Tax and low prices make Moncton an affordable entry point for physicians.

What we handle

Built for how TMH physicians actually earn.

01
New Brunswick 1% Real Property Transfer Tax keeps closing costs low
02
Bilingual hospital network across the region
03
Projected-income mortgages for residents and incoming attendings
04
Corporate-income qualification for incorporated attendings
Practice snapshot

Your stage. Your structure.

Residents & Fellows

Residents qualify on projected attending income with 5-10% down. With prices around $380K, Moncton is among the most attainable markets in Canada to buy during training.

Attending Staff

Attending physicians at The Moncton Hospital qualify well above local price points on signed contracts, leaving room for equity and investment.

Locum & Part-Time

Locum and part-time physicians qualify through mixed-income programs accepting T4A plus invoice history.

Incorporated

Incorporated physicians qualify on corporate revenue plus dividend history rather than personal T4 alone.

Questions we hear from TMH

Straight answers, specific to your hospital.

How much is land transfer tax in Moncton?01

New Brunswick charges a Real Property Transfer Tax of 1% of the greater of price or assessed value. On a $380,000 home that is roughly $3,800, far below Ontario or BC.

Is Moncton a good market for physicians?02

Yes. Moncton is affordable and fast-growing, with both anglophone and francophone teaching hospitals and a low 1% property transfer tax.

Nearby

Other hospitals in the same network.

Dr. Georges-L.-Dumont University Hospital Centre
QEII Health Sciences Centre

Prices and payment examples are estimates for planning only. Your actual numbers depend on income, down payment, debt, credit, location, and current lender pricing.

Next step

Let's map your mortgage path at TMH.

30 minute call. We look at your stage, signed contracts, PLOC balance, and target purchase. You leave with the actual number you qualify for.

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