Regina · Saskatchewan

Physician mortgages in Regina.

Regina is among the most affordable major markets in Canada, with no land transfer tax. A practical place for physicians to own early in their careers.

Regina in short

Regina is an affordable physician market, and Saskatchewan charges no land transfer tax, only a small land title registration fee. Combined with low prices, this gives Regina physicians among the lowest cash-to-close requirements in Canada. Physician programs add projected-income qualification for residents and corporate-income reading for incorporated attendings.

~$1.3K
Title fee on a $370K home
No land transfer tax in Saskatchewan
~$365K
Approximate all-types median
Early 2026, varies by area
5-10%
Physician program down payment
Owner-occupied principal residence
01

The Regina physician market.

Regina offers some of the most attainable major-market prices in Canada and, with no Saskatchewan land transfer tax, very low closing costs. The teaching network around Regina General Hospital supports resident training, and the main financing lever for physicians is qualification structure.

Market (as of)Early 2026
ConditionAffordable, balanced
Approx. priceRoughly $340K-$390K all types

Among the most attainable major markets in Canada; detached ownership is realistic early in a career.

02

Closing costs: no land transfer tax.

No land transfer tax
Saskatchewan does not charge a land transfer tax. Regina buyers pay only a land title registration fee, a small percentage of property value (roughly 0.3-0.4%), so a $370,000 home carries about $1,300 in title fees.
03

Why Regina physicians use a specialist.

  • No Saskatchewan land transfer tax, only a small title registration fee.
  • Among the most affordable major markets in Canada.
  • Regina General and Pasqua hospitals anchor local training.
  • Detached ownership is realistic early in an attending career.
04

Teaching hospitals in Regina.

We work with physicians across Regina’s teaching network, from residents and fellows to attending and incorporated staff.

Regina General Hospital
Pasqua Hospital
FAQ

Regina physician mortgage questions.

Does Regina charge a land transfer tax?01

No. Saskatchewan has no land transfer tax. Regina buyers pay only a small land title registration fee (roughly 0.3-0.4% of value), keeping closing costs very low.

Is Regina affordable for physicians?02

Very. Regina is among the most affordable major markets in Canada, so detached ownership on attending income is realistic early in a career, with no land transfer tax at closing.

Nearby markets
Saskatoon Winnipeg

Prices and payment examples are estimates for planning only. Your actual numbers depend on income, down payment, debt, credit, location, and current lender pricing.

Regina physicians

A Regina mortgage, structured around your medical career.

A 30 minute call. Your stage, your income structure, your target purchase. You leave with a real number and a path.

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