What a home costs in Gatineau, what you pay to close, and how much a physician program lets you buy.
Median price for Gatineau, June 2026, from the QPAREB Barometer, Ville de Gatineau, second quarter 2026. Single-family median, published quarterly; condo median near $305,000. Other cities show the MLS Home Price Index benchmark unless marked. Figures reviewed August 2026.
A physician program could add
$0
to the home you can buy.
Estimate at 4.49%, stress tested at 6.49%, with 10% down, below the $1.5M insured limit.
Quebec charges a municipal transfer duty known as the welcome tax (droit de mutation) on a bracketed scale: 0.5% on the first $62,900, 1.0% to $315,000, 1.5% to $500,000 and 3% above that in Gatineau (2026 thresholds). On a $600,000 home that is roughly $8,600. Quebec purchases close through a notary, not a lawyer.
Sources: Ville de Gatineau, by-law 826-2017 as amended. Rates reviewed August 2026.
Physician programs qualify residents on $185,000 in PGY-1 and PGY-2 and $225,000 from PGY-3, not on these salaries.
FMRQ, Entente FMRQ-MSSS 2021-2028, annexe I, in effect from April 2026.
What is the welcome tax in Gatineau?
Quebec charges a municipal transfer duty called the welcome tax (droit de mutation) on a bracketed scale. On a $600,000 Gatineau home it is roughly $8,600. Quebec purchases also close through a notary rather than a lawyer.
Is Gatineau cheaper than Ottawa for physicians?
Generally yes. Gatineau prices are lower than Ottawa directly across the river, and many physicians live in Gatineau while working in the Ottawa hospital network.
