The Gatineau physician market.
Gatineau sits directly across the river from Ottawa, offering Quebec tax treatment and lower housing prices. Many physicians live in Gatineau while working in the Ottawa hospital network. The Quebec welcome tax and notary closing process differ from Ontario and are worth understanding before an offer.
More affordable than Ottawa directly across the river, with many physicians working in the Ottawa hospital network.
Closing costs: quebec welcome tax (droit de mutation).
Why Gatineau physicians use a specialist.
- —Lower prices than Ottawa directly across the river.
- —Quebec welcome tax instead of Ontario land transfer tax, on a bracketed scale.
- —Quebec purchases close through a notary rather than a lawyer.
- —Projected-income and corporate-income qualification apply across Quebec.
Teaching hospitals in Gatineau.
We work with physicians across Gatineau’s teaching network, from residents and fellows to attending and incorporated staff.
Gatineau physician mortgage questions.
What is the welcome tax in Gatineau?01
Quebec charges a municipal transfer duty called the welcome tax (droit de mutation) on a bracketed scale. On a $600,000 Gatineau home it is roughly $5,400. Quebec purchases also close through a notary rather than a lawyer.
Is Gatineau cheaper than Ottawa for physicians?02
Generally yes. Gatineau prices are lower than Ottawa directly across the river, and many physicians live in Gatineau while working in the Ottawa hospital network.
Prices and payment examples are estimates for planning only. Your actual numbers depend on income, down payment, debt, credit, location, and current lender pricing.