PhysicianFinancing
Career stages Guides
How Much Home Can You Afford?Projected income, line of credit, down paymentSame Payment, Paid Off SoonerWe look at your whole setupRent or Buy During ResidencyYour city, your years leftPay Down the Mortgage or Invest?Which leaves you more, after taxShould You Buy a Rental?Cash flow, tax and qualifyingFixed or Variable?As Bank of Canada rates moveWhat Extra Payments Save YouYears and interest savedRoll Debts Into Your MortgageOne payment, less interestAll tools →
Cash DammingMake your mortgage tax-deductibleRenewal StrategyBefore your lender sends paperworkIncorporated PhysiciansSalary, dividends, and your corpSelf-Employed PhysiciansFee-for-service income, provenReal Estate InvestingBuilding a portfolio as a physicianBuying During ResidencyProjected income, explainedRate ReportPhysician rates, tracked
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Career stages Guides
Tools
All tools How Much Home Can You Afford?Same Payment, Paid Off SoonerRent or Buy During ResidencyPay Down the Mortgage or Invest?Should You Buy a Rental?Fixed or Variable?What Extra Payments Save YouRoll Debts Into Your Mortgage
Strategies
Cash DammingRenewal StrategyIncorporated PhysiciansSelf-Employed PhysiciansReal Estate InvestingBuying During ResidencyRate Report Get started

Roll your debts into your mortgage?

Add your debts and see the interest you pay now. Then see it at your mortgage rate.

Your mortgage
Lawyer, appraisal, discharge
Your debts
Paying only the minimum
$0/mo
in interest alone
Your debts 21.0%
→
Mortgage rate 4.49%
Monthly payments
$0Monthly savings
$0Yearly savings
$0Interest saved (5 years)
-Costs paid back in
Cost to refinance
Total interest over time
Grade my mortgage
See your rate grade, penalty and what switching could save.

Estimates for education only, not financial advice. Your rates, penalties and approval depend on your lender and situation.

Want this run with your real numbers?

A mortgage agent who works with physicians can model your actual mortgage, debts and renewal timing.

Get started →