Real Canadian rates, real math, no guesswork
Current Prime: 4.45%
How do you expect the Bank of Canada to move rates? Timing matters.
BoC announcements are roughly every 6-8 weeks.
If prime stayed at each level for the full term (your analysis above uses your custom rate path, so numbers may differ):
| Year | 🔒 Fixed Payment | 📊 Variable Payment | Variable Rate | Monthly Diff |
|---|