How urologists earn.
Urologists earn surgical and procedural fee-for-service income with hospital appointments, and nearly all attendings incorporate.
What matters for your mortgage.
Incorporation and your qualification.
Incorporated urologists are underqualified on personal T4 alone. Corporate-income programs read corporate revenue and dividends, typically lifting capacity by 50-80%.
Urology mortgage questions.
How much mortgage can a urologist qualify for in Canada?01
A Canadian urologist typically qualifies for $1.5M to $2.5M on attending income, and $3M or more once incorporated and qualified on corporate income plus dividends.
Should a urologist qualify on corporate income?02
Almost always. Most urologists incorporate and take a modest T4, so corporate-income qualification reads the corporation and typically lifts capacity by 50-80%.
Prices and payment examples are estimates for planning only. Your actual numbers depend on income, down payment, debt, credit, location, and current lender pricing.