How physiatrists earn.
Physiatrists earn rehabilitation consultation and procedural fee-for-service income, often with hospital or academic appointments. Many attendings incorporate.
What matters for your mortgage.
Incorporation and your qualification.
Incorporated physiatrists are underqualified by standard lenders reading the T4 only. Corporate-income programs read the corporation, typically lifting capacity by 50-80%.
Physical Medicine and Rehabilitation mortgage questions.
How much mortgage can a physiatrist qualify for in Canada?01
A Canadian physiatrist typically qualifies for $1.3M to $2.1M on attending income, and more once incorporated and qualified on corporate income plus dividends.
Is procedural income counted for a physiatrist mortgage?02
Yes. A physician-friendly lender reads procedural billing such as injections alongside rehabilitation consultation income through the corporation.
Prices and payment examples are estimates for planning only. Your actual numbers depend on income, down payment, debt, credit, location, and current lender pricing.