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Neurology mortgages, done right.

Neurology income mixes consultation, procedural, and often academic appointments. A lender that reads the combination protects your qualification.

The short answer

A Canadian neurologist typically qualifies for $1.4M to $2.3M on attending income, and more once incorporated. Income blends consultation and procedural billing, sometimes with academic appointments, which the right lender combines.

~$300K+
Projected attending income
Typical neurology projection
$1.4M-$2.3M
Typical qualification
Attending, before incorporation uplift
50-80%
Incorporation uplift
Versus personal T4 alone
01

How neurologists earn.

Neurologists earn through consultation and procedural fee-for-service, frequently with academic or hospital appointments. Many attendings incorporate.

Projected incomeAround $300,000+ projected attending income
Typical qualification$1.4M - $2.3M attending; more when incorporated
02

What matters for your mortgage.

Blended income
Consultation, procedural, and academic income should be combined, not reduced to the easiest stream to document.
Academic appointments
University or hospital stipends are read alongside clinical billing by a physician-friendly lender.
Incorporation
Neurologists with significant clinical income often incorporate and benefit from corporate-income qualification.
03

Incorporation and your qualification.

Incorporated neurologists are underqualified by standard lenders reading the T4 only. Corporate-income programs read the corporation, typically lifting capacity by 50-80%.

FAQ

Neurology mortgage questions.

How much mortgage can a neurologist qualify for in Canada?01

A Canadian neurologist typically qualifies for $1.4M to $2.3M on attending income, and more once incorporated and qualified on corporate income plus dividends.

How is academic income treated for a neurologist mortgage?02

A physician-friendly lender reads academic or hospital stipends alongside clinical consultation and procedural billing, rather than using only one stream.

Keep reading
How much can a physician qualify for
Incorporated physician mortgages
Self-employed physicians

Prices and payment examples are estimates for planning only. Your actual numbers depend on income, down payment, debt, credit, location, and current lender pricing.

Neurology

A mortgage that reads your income the way it actually works.

A 30 minute call. Your billing, your corporation, your target purchase. You leave with a real number and a path.

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