← All specialties
Physician · Specialty

Gastroenterology mortgages, done right.

Gastroenterology is a high-earning procedural specialty driven by endoscopy volume, almost always incorporated. Reading corporate income correctly is the qualification.

The short answer

A Canadian gastroenterologist typically qualifies for $1.5M to $2.5M on attending income, and $3M or more once incorporated. High procedural (endoscopy) income and near-universal incorporation make corporate qualification central.

~$375K+
Projected attending income
Among the higher specialty projections
$3M+
Incorporated qualification
On corporate income plus dividends
50-80%
Incorporation uplift
Versus personal T4 alone
01

How gastroenterologists earn.

Gastroenterologists earn high procedural income from endoscopy plus consultation billing, almost always through a corporation. Income is strong and stable.

Projected incomeAround $375,000+ projected attending income
Typical qualification$1.5M - $2.5M attending; $3M+ incorporated
02

What matters for your mortgage.

Procedural income
Endoscopy and procedural fees drive income; a physician-friendly lender reads the full corporate billing picture.
Incorporation near-universal
Almost all gastroenterologists incorporate; corporate qualification captures income left in the corporation.
High capacity
Strong income supports large, often conventional, purchases.
03

Incorporation and your qualification.

Incorporated gastroenterologists are underqualified on personal T4 alone. Corporate-income programs read corporate revenue and dividends, typically lifting capacity by 50-80%.

FAQ

Gastroenterology mortgage questions.

How much mortgage can a gastroenterologist qualify for in Canada?01

A Canadian gastroenterologist typically qualifies for $1.5M to $2.5M on attending income, and $3M or more once incorporated and qualified on corporate income plus dividends.

Why do gastroenterologists qualify for large mortgages?02

High procedural income from endoscopy plus near-universal incorporation means corporate-income qualification captures strong earnings, supporting large purchases.

Keep reading
Incorporated physician mortgages
How much can a physician qualify for
Scotiabank vs RBC vs TD compared

Prices and payment examples are estimates for planning only. Your actual numbers depend on income, down payment, debt, credit, location, and current lender pricing.

Gastroenterology

A mortgage that reads your income the way it actually works.

A 30 minute call. Your billing, your corporation, your target purchase. You leave with a real number and a path.

Start the conversation
I'm a:ResidentSelf-EmployedIncorporatedInvestorRenewing
Tools & Calculators