The Kingston physician market.
Kingston is one of Ontario's key academic medicine centres through Queen's University and Kingston Health Sciences Centre, with a large resident and fellow population. Prices are well below the GTA, and only the provincial land transfer tax applies.
A steady academic-medicine population keeps demand stable; prices are well below the GTA.
Source: Kingston and Area Real Estate Association, MLS HPI, HPI benchmark, July 2026. Board-wide figure. Figures reviewed August 2026.
Closing costs: ontario provincial ltt only.
Why Kingston physicians use a specialist.
- Large Queen's University resident and fellow cohort suited to projected-income qualification.
- Prices well below the GTA with only provincial land transfer tax.
- Kingston Health Sciences Centre anchors stable academic-medicine demand.
- A strong fit for trainees who want to own during a multi-year program.
Teaching hospitals in Kingston.
We work with physicians across Kingston’s teaching network, from residents and fellows to attending and incorporated staff.
Kingston physician mortgage questions.
Is Kingston a good market for resident physicians?01
Yes. Kingston's Queen's University teaching network produces a large resident and fellow population, and physician programs let them qualify on projected attending income with 10% down at prices well below the GTA.
How much is land transfer tax in Kingston?02
Kingston charges only the Ontario provincial land transfer tax, roughly $10,500 on a $700,000 home, with no municipal surcharge.
Prices and payment examples are estimates for planning only. Your actual numbers depend on income, down payment, debt, credit, location, and current lender pricing.