Cortellucci Vaughan Hospital
Mortgage strategy for physicians at Mackenzie Health's Vaughan site, Ontario's first new hospital in roughly thirty years, with York Region tax treatment.
Why CVH physicians need a different mortgage path.
Cortellucci Vaughan Hospital, part of Mackenzie Health, opened as the first new hospital built in Ontario in roughly three decades. It anchors a growing physician community in Vaughan, where new-build housing near rapid transit and York Region tax treatment, with no City of Toronto municipal surcharge, define the market.
Built for how CVH physicians actually earn.
Your stage. Your structure.
Residents qualify on projected attending income with 5-10% down. York Region tax treatment keeps closing costs lower than a Toronto purchase.
Attending physicians at Cortellucci Vaughan commonly qualify for $2M+ on signed contracts before the first T4, with corporate income lifting capacity further.
Locum and part-time physicians qualify through mixed-income programs accepting T4A plus invoice history.
Incorporated physicians qualify on corporate revenue plus dividend history rather than personal T4 alone.
Straight answers, specific to your hospital.
Does Vaughan have the Toronto land transfer tax?01
No. Vaughan is in York Region, so buyers pay only the Ontario provincial land transfer tax, roughly $20,500 on a $1.2M home, about $20,000 less than inside Toronto.
How much can a Cortellucci Vaughan attending qualify for?02
An attending typically qualifies for $2M or more on a signed contract before the first T4, and higher once incorporated.
Other hospitals in the same network.
Prices and payment examples are estimates for planning only. Your actual numbers depend on income, down payment, debt, credit, location, and current lender pricing.
Let's map your mortgage path at CVH.
30 minute call. We look at your stage, signed contracts, PLOC balance, and target purchase. You leave with the actual number you qualify for.
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